Your family budget, compared with what you really spent
Upload your budget sheet, even a very simple one. ARIA compares what was planned with what was spent, month by month and line by line, and tells you where it slips.
Free, no account or credit card needed. Your Excel files are deleted after 24 h. Download the sample file.
Choose an Excel or CSV file of 10 MB or less.
| month | category | budget | actual |
| 2025-11 | Housing | 1,650 | 1,650 |
| 2025-11 | Groceries | 900 | 1,024.22 |
| 2025-11 | Transportation | 420 | 447.65 |
| 2025-11 | Childcare and school | 600 | 583.16 |
| … 104 more rows | |||
“Groceries” is over budget by $618.93 for the year
Computed on 108 rows · every figure can be verified
Three steps, no formulas to write
Your file as it is, Excel or CSV. No template to follow, ARIA recognizes your columns.
On every row, with code. No estimates: a figure that cannot be proven is not shown.
A dashboard, a PDF or Word report, a slide deck. Ready for your banker or your management.
What ARIA computes
- Budget vs actualby line and by month
- Lines that go overin $ and %
- Most expensive monthsranked over the year
- Trendspending that keeps rising
- What is leftremaining budget per line
- Family summaryPDF or Word, easy to share
Frequently asked questions
How do I make a family budget in Excel?
For each month, write down the planned and actual amount of every line in a simple table. Upload it to ARIA: it computes the gaps, spots the lines that go over and explains it in plain words.
Do I need a specific budget template?
No. One column for the month, one for the line, one for planned and one for actual are enough, whatever their names.
Does my data stay private?
Your Excel files are deleted after 24 hours and are never used to train a model.
Is it free?
Yes, the trial is free with no credit card: 15 analyses included when you sign up.
Try it on your own file.
Analyze my Excel file